GST and QST for Self-Employed Workers: The Complete 2026 Guide
Everything a self-employed worker in Quebec needs to know about GST and QST: registration thresholds, rates, calculations, input tax credit…
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Accounting, invoicing and management tips for freelancers and SMBs.
Payroll in Quebec and Source Deductions: The New Employer’s Guide
Source deductions, employer shares, remittances to the CRA and Revenu Québec by the 15th, pay stubs, T4 and RL-1 slips: the full Quebec pay…
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Retail Inventory Management: Operations, Margins and Taxes
Cost of goods sold, valuation methods (average cost, FIFO), physical counts, inventory turnover, shrinkage and GST/QST: the foundations of …
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The 5 Financial Reports to Review Every Month (No Accounting Degree Required)
Sales, income statement, aged receivables, cash and per-project profitability: the 30-minute monthly review that lets you steer your small …
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Cash Flow Budget: The Anti-Panic Tool for Small Businesses and Freelancers
Profit is not cash: how to build a cash flow budget in 4 steps, plan for tax remittances and instalments, keep a 3-month cushion and ride o…
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Hiring Your First Employee in Quebec: Registrations, Costs and Obligations
Employee vs subcontractor, CRA/Revenu Québec/CNESST registrations, the true cost of a salary (+12 to 18%), labour standards and the questio…
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RRSP or TFSA: The Guide for Self-Employed Workers Without a Pension
RRSP deductions in strong years, the TFSA as a cushion for sawtooth income, the FHSA for a first home: how a self-employed worker without a…
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QPP, QPIP, HSF: Self-Employed Social Contributions Explained
Why the self-employed pay both QPP shares, how QPIP and the HSF work, the EI exception, and how much to set aside to avoid the first-return…
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Vehicle Expenses and Mileage Log: The Self-Employed Worker’s Guide
How to keep a bulletproof mileage log, calculate the business portion, deduct gas, insurance, interest and depreciation, and recover sales …
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Quotes and Estimates: How to Write Proposals That Convert
Detailed scope, exclusions, visible taxes, validity period, follow-ups and scope creep management: the anatomy of a professional quote that…
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Bookkeeping 101: The Practical Guide for Small Businesses in Quebec
Separate business account, essential records, a 20-minute weekly routine, bank reconciliation and keeping documents six years: the foundati…
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Self-Employed Tax Return: The Complete 2026 Checklist (T2125 and TP-80)
Deadlines (April 30, June 15), income, expenses by category, home office, vehicle, depreciation, GST/QST and instalments: the complete chec…
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How to Get Paid Faster: 9 Concrete Levers for Freelancers and Small Businesses
Deposits, milestone billing, online payment, reminder sequences: 9 levers before, during and after the invoice to cut payment delays and pr…
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Billable Time Tracking: 7 Best Practices to Stop Working for Free
Log hours in real time, define what’s billable, round consistently, invoice straight from timesheets: 7 practices to reclaim lost hours and…
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Self-Employed or Incorporated in Quebec: How to Choose in 2026
Limited liability, tax deferral, annual costs, capital gains exemption: the real differences between sole proprietorship and incorporation …
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How to Invoice Your First Clients: The New Freelancer’s Guide
Required information, GST/QST, numbering, payment terms, deposits: everything a new self-employed worker in Quebec needs to send legal, pro…
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Tax Instalments: The 2026 Guide for Self-Employed Workers in Quebec
Who has to pay tax instalments, the CRA ($3,000) and Revenu Québec ($1,800) thresholds, the four due dates, the three calculation methods a…
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Tax-Deductible Expenses for Self-Employed Workers in Quebec: The Complete 2026 Guide
Home office, vehicle, meals, equipment, training: everything a self-employed worker in Quebec can deduct from taxes in 2026, the traps to a…
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