Payroll in Quebec and Source Deductions: The New Employer’s Guide
Source deductions, employer shares, remittances to the CRA and Revenu Québec by the 15th, pay stubs, T4 and RL-1 slips: the full Quebec pay…
Read the article →Blog
Accounting, invoicing and management tips for freelancers and SMBs.
GST and QST for Self-Employed Workers: The Complete 2026 Guide
Everything a self-employed worker in Quebec needs to know about GST and QST: registration thresholds, rates, calculations, input tax credit…
Read the article →
Retail Inventory Management: Operations, Margins and Taxes
Cost of goods sold, valuation methods (average cost, FIFO), physical counts, inventory turnover, shrinkage and GST/QST: the foundations of …
Read the article →
The 5 Financial Reports to Review Every Month (No Accounting Degree Required)
Sales, income statement, aged receivables, cash and per-project profitability: the 30-minute monthly review that lets you steer your small …
Read the article →
Cash Flow Budget: The Anti-Panic Tool for Small Businesses and Freelancers
Profit is not cash: how to build a cash flow budget in 4 steps, plan for tax remittances and instalments, keep a 3-month cushion and ride o…
Read the article →
Hiring Your First Employee in Quebec: Registrations, Costs and Obligations
Employee vs subcontractor, CRA/Revenu Québec/CNESST registrations, the true cost of a salary (+12 to 18%), labour standards and the questio…
Read the article →
RRSP or TFSA: The Guide for Self-Employed Workers Without a Pension
RRSP deductions in strong years, the TFSA as a cushion for sawtooth income, the FHSA for a first home: how a self-employed worker without a…
Read the article →
QPP, QPIP, HSF: Self-Employed Social Contributions Explained
Why the self-employed pay both QPP shares, how QPIP and the HSF work, the EI exception, and how much to set aside to avoid the first-return…
Read the article →
Vehicle Expenses and Mileage Log: The Self-Employed Worker’s Guide
How to keep a bulletproof mileage log, calculate the business portion, deduct gas, insurance, interest and depreciation, and recover sales …
Read the article →
GST, QST, HST: Which Taxes to Charge Clients Outside Quebec?
Client in Ontario, Alberta or abroad: place of supply rules explained simply — HST by province, zero-rated international sales, online plat…
Read the article →
Choosing Accounting Software in Quebec: The 7 Criteria That Matter
Native GST/QST, real French, full work cycle, simplicity, total cost, accountant collaboration and data portability: the 7 criteria for pic…
Read the article →
Quotes and Estimates: How to Write Proposals That Convert
Detailed scope, exclusions, visible taxes, validity period, follow-ups and scope creep management: the anatomy of a professional quote that…
Read the article →
Bookkeeping 101: The Practical Guide for Small Businesses in Quebec
Separate business account, essential records, a 20-minute weekly routine, bank reconciliation and keeping documents six years: the foundati…
Read the article →
Self-Employed Tax Return: The Complete 2026 Checklist (T2125 and TP-80)
Deadlines (April 30, June 15), income, expenses by category, home office, vehicle, depreciation, GST/QST and instalments: the complete chec…
Read the article →
How to Get Paid Faster: 9 Concrete Levers for Freelancers and Small Businesses
Deposits, milestone billing, online payment, reminder sequences: 9 levers before, during and after the invoice to cut payment delays and pr…
Read the article →
Billable Time Tracking: 7 Best Practices to Stop Working for Free
Log hours in real time, define what’s billable, round consistently, invoice straight from timesheets: 7 practices to reclaim lost hours and…
Read the article →
Self-Employed or Incorporated in Quebec: How to Choose in 2026
Limited liability, tax deferral, annual costs, capital gains exemption: the real differences between sole proprietorship and incorporation …
Read the article →
How to Invoice Your First Clients: The New Freelancer’s Guide
Required information, GST/QST, numbering, payment terms, deposits: everything a new self-employed worker in Quebec needs to send legal, pro…
Read the article →
Tax Instalments: The 2026 Guide for Self-Employed Workers in Quebec
Who has to pay tax instalments, the CRA ($3,000) and Revenu Québec ($1,800) thresholds, the four due dates, the three calculation methods a…
Read the article →
Tax-Deductible Expenses for Self-Employed Workers in Quebec: The Complete 2026 Guide
Home office, vehicle, meals, equipment, training: everything a self-employed worker in Quebec can deduct from taxes in 2026, the traps to a…
Read the article →5 Invoicing Mistakes That Cost Freelancers Money
As a freelancer or self-employed professional, invoicing is at the heart of your business. Yet many professionals make mistakes that cost t…
Read the article →